.png)
EMPLOYEE BENEFITS
GROUP INSURANCE PLANS
Providing group insurance plans to your employees is crucial for running a successful business. Under the Affordable Care Act, companies with 50 or more full-time employees are required to offer health insurance or face an annual penalty. Along with health insurance, there are additional options such as vision, dental, life, and long-term disability insurance that can be offered to employees.
Investing in employee benefits not only helps with employee retention but can also provide a competitive edge in attracting new talent. By offering comprehensive benefits, you can show your employees that you value their well-being and are committed to their success. This can lead to increased job satisfaction, higher productivity, and a stronger sense of loyalty to the company. In short, providing group insurance plans is a win-win for both employees and employers. Explore the different group insurance plans below.
GROUP PLANS
ADDITIONAL OPTIONS TO CONSIDER
Accidental Injury Insurance – Accidental injury offers several accidental death and dismemberment plans for employees that can help provide financial assistance when the unexpected occurs.
Cancer Insurance – A cancer insurance plan provides protection against the uncovered medical and out-of-pocket expenses associated with cancer for your employees, including screening, treatments, hospital stays, and more.
Critical Illness Insurance – Offer your clients or employees lump-sum benefits for today’s most common critical illnesses, including cancer, heart attack, stroke, and kidney failure. We offer two products, allowing you or your employees to choose the coverage they need.
Gap Insurance – Gap insurance covers the additional costs not covered by traditional health insurance and pays the costs that your employees would otherwise be forced to pay.
Hospital Indemnity Insurance – A stay in the hospital can be expensive. But the first concern for you and your employees should be for care and treatment. That’s why we offer a hospital indemnity plan to help address the expenses associated with a hospital stay.
Short-Term Disability – Short-term disability insurance coverage is an option that many employees now expect as a part of their voluntary benefits package. The plan we offer has two simple options, so employers can choose the level of coverage that’s right for their employees.